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Articles
Navigating Home Loans: A Guide for First-Time Buyers and Beyond
Before jumping into the application process, it’s vital to familiarise yourself with some of the key features and options available within the Australian market.
Can I Ask My Lender to Lower My Rate? Yes, Here’s How
Rates have been cut by a large number of lenders, following the RBA’s February decision to lower the cash rate. Are you over paying on your home loan?
First RBA Rate Cut Since 2020: What It Means for You
The RBA has cut the official cash rate to 4.10%.
What to Expect from the First RBA Board Meeting of 2025
Market confidence is strong, with a 93% chance of a 0.25% rate cut on February 18, 2025.
“It’s Time”: Experts Call for February Rate Cut
Will we see a rate cut when the RBA meets in February for the first time in 2025?
Should I Fix My Home Loan?
Fixed-rate home loans offer security and predictability, but they aren’t always the right choice for everyone or every economic climate.
Buying a home when you’re single: the challenges and how to tackle them.
Without a partner to split the bills or share the burden of a mortgage, single homebuyers will need to shoulder 100% of the costs involved in both securing and maintaining a property.
Home Loan Pre-Approval: What You Need to Know for 2025
Loan pre-approval, sometimes called conditional approval, is a formal indication from a lender that they’re likely to approve your home loan (up to a specific amount) based on certain conditions.