With you on your property journey
As the BNPL platforms can affect your chances of a home loan approval if they impact your credit score, it’s important to understand how these schemes work.
If you’re struggling with high levels of credit card debt, it’s important to address the issue before applying for a home loan.
If you can’t decide between the two, consider a split home loan.
The new year is upon us, and with it comes opportunities to take control of your home loan by proactively looking for ways to save. If available and used correctly, an offset account is an excellent tool to lower the amount of interest you pay on your mortgage and help you pay off your loan faster.
What do you need to consider when looking to get a home loan pre-approval?
What is the cash rate? How is it different to an interest rate? Why does it change? How does it affect interest rates? What does it mean to me as a homebuyer? The answers can all have an impact on how much money you might be able to borrow.
An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. It’s potentially a great tool to help your drive down your mortgage and pay it off faster
7 practical money-saving strategies that are easy to put in place and will get you to take notice of where your money goes.
Whatever your motives for purchasing a second property, there are several things to consider before re-entering the market. Securing your second home might be considerably more difficult than securing your first. Here’s what you need to know about it.