Recent economic indicators, including easing inflation and subdued GDP growth, have led many to predict another 0.25% reduction.
July Rate Cut Not Guaranteed
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Interest Rates
What is Capital Gains Tax?
When you sell an investment property, CGT is calculated based on the difference between the property’s sale price and its cost base. Here’s everything you need to know about CGT.
Mark Bouris: Rate Cut’s Are a Double-Edged Sword
Let’s be clear: rate cuts are a double-edged sword. Yes, they lower repayments and ease the squeeze. But they also flood the market with cheap money.
RBA Cuts Interest Rates in May
The RBA has officially cut the cash rate by 0.25%, bringing it down to 3.85%, marking the second cut this year.
RBA May Rate Cut Predictions: What Will the RBA Do Next?
If rate cuts are implemented, the main priority for borrowers should be understanding how it affects your mortgage. This may also be the perfect time to explore refinancing or reviewing your current mortgage setup through an experienced mortgage broker, to try and secure a better deal.
What Are Principal and Interest Loans? A Beginner’s Guide
With a P&I loan, your regular repayments include both these elements. This means every time you pay, part of your repayment reduces the loan balance (the principal), while the other part covers the interest owed.
Owner-Occupier vs Investor Loans: What’s the difference?
The type of loan you choose can make a big difference in your financial outcomes and long-term goals.
Rates on Hold: What Does This Mean for You?
The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.
What Will the RBA Do with the Cash Rate Next Week?
Will the RBA deliver another interest rate cut? For homeowners, property investors, and first-home buyers, this decision isn’t just about headlines, it directly impacts mortgage repayments, property affordability, and purchasing power.