Interest Rates

Mark Bouris: Rate Cut’s Are a Double-Edged Sword

Let’s be clear: rate cuts are a double-edged sword. Yes, they lower repayments and ease the squeeze. But they also flood the market with cheap money.

RBA Cuts Interest Rates in May

The RBA has officially cut the cash rate by 0.25%, bringing it down to 3.85%, marking the second cut this year.

RBA May Rate Cut Predictions: What Will the RBA Do Next?

If rate cuts are implemented, the main priority for borrowers should be understanding how it affects your mortgage. This may also be the perfect time to explore refinancing or reviewing your current mortgage setup through an experienced mortgage broker, to try and secure a better deal.

What Are Principal and Interest Loans? A Beginner’s Guide

With a P&I loan, your regular repayments include both these elements. This means every time you pay, part of your repayment reduces the loan balance (the principal), while the other part covers the interest owed.

Owner-Occupier vs Investor Loans: What’s the difference?

The type of loan you choose can make a big difference in your financial outcomes and long-term goals.

Rates on Hold: What Does This Mean for You?

The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.

What Will the RBA Do with the Cash Rate Next Week?

Will the RBA deliver another interest rate cut? For homeowners, property investors, and first-home buyers, this decision isn’t just about headlines, it directly impacts mortgage repayments, property affordability, and purchasing power.