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Our Blog
Owner-Occupier vs Investor Loans: What’s the difference?
The type of loan you choose can make a big difference in your financial outcomes and long-term goals.
Why The Postcode Matters When Applying for Home Loans
Postcode restrictions are guidelines that lenders apply when assessing the risk of approving a home loan for a property in a specific area.
Claim More, Save More: A Guide to Tax Deductions for Your Rental Property
To help you maximise your return and avoid costly mistakes come tax time, here’s our guide to tax deductions for investment properties in Australia.
How to Apply for a Home Loan if You’re Self-Employed
Here’s a guide tailored for Australian self-employed borrowers to better understand how to qualify, what to expect, and how to prepare.
Rates on Hold: What Does This Mean for You?
The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.
What Will the RBA Do with the Cash Rate Next Week?
Will the RBA deliver another interest rate cut? For homeowners, property investors, and first-home buyers, this decision isn’t just about headlines, it directly impacts mortgage repayments, property affordability, and purchasing power.
Negative Gearing in 2025: Still Worth It or Time for a Rethink?
Explore how negative gearing works, who benefits the most, and whether it remains a smart strategy in today’s property environment.
Navigating Home Loans: A Guide for First-Time Buyers and Beyond
Before jumping into the application process, it’s vital to familiarise yourself with some of the key features and options available within the Australian market.
Can I Ask My Lender to Lower My Rate? Yes, Here’s How
Rates have been cut by a large number of lenders, following the RBA’s February decision to lower the cash rate. Are you over paying on your home loan?