The predicted cash rate hike to 4.35% next week would be a blow to mortgage holders and prospective home buyers.
November rate hike predicted: What does this mean for your mortgage?
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Articles
Understanding Comparison Rates: The Real Cost of your Home Loan
Comparison rates were introduced by the Federal Government as a way to standardise and simplify how lenders presented home loan costs to consumers. Understanding this rate, will help you make better decisions.
Negative Gearing: Less tax more profit?
Interested in property investment? it’s a good idea to be clear about what negative gearing is and whether it could work for you.
What kind of borrower are you?
Whether you’re taking out a loan for personal or business reasons, understanding how different types of borrowers manage their loans is essential to getting ahead financially.
Holding Pattern Continues: Rates on Hold
Interest rates remain on hold for the fourth consecutive month, as the Reserve Bank of Australia (RBA) left the official cash rate at 4.10% at the October board meeting.
How to make your home (equity) work for you
Are you wondering how to leverage your home equity for a brighter financial future? Learn more about this financial strategy and discover the steps to access your equity.
Guarantor Loans: What You Need to Know
Learn about guarantor home loans, how they can reduce the deposit needed to buy a home, who can be a guarantor, and their advantages and risks. Discover why consulting a financial advisor or attorney is crucial before committing to this arrangement to protect all parties involved in property ownership.
What is home loan serviceability?
“How much can I borrow?” – The answer will always be dependent on your ‘serviceability’, determining your financial capacity for a secure loan.
RBA PAUSES: Interest Rates Remain Steady
The cash rate is on hold for the third consecutive month as the Reserve Bank of Australia (RBA) Board held its monthly meeting in which it sets the official interest rate. The Cash Rate remains at 4.10%.