The RBA board has decided to hold the official cash rate at 4.35% in the final board meeting of 2023.
Holiday Hold: RBA Pauses Cash Rate Hikes
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December Cash Rate Predicted
In somewhat positive news for mortgage holders and Australians, annual inflation fell to 4.9% in the 12 months to October, a significant decrease from the year to September, where inflation was 5.6%. It’s a long way from the peak of inflation in December 2022, which reached 8.4%!
The 20% deposit myth
If you want to buy before you reach that 20% mark then you can absolutely and completely get a loan with a smaller deposit. Let us show you how!
‘I’ve never seen anything like this’ Mark Bouris’ grim prediction
Mark Bouris has said he’s “never seen anything like this” as people try to get home loans amid a crisis he believes Labor is stoking.
The Rate that Stops the Nation
The RBA has delivered an increase of 0.25% to the official cash rate, leaving it at 4.35% for November.
November rate hike predicted: What does this mean for your mortgage?
The predicted cash rate hike to 4.35% next week would be a blow to mortgage holders and prospective home buyers.
Understanding Comparison Rates: The Real Cost of your Home Loan
Comparison rates were introduced by the Federal Government as a way to standardise and simplify how lenders presented home loan costs to consumers. Understanding this rate, will help you make better decisions.
Negative Gearing: Less tax more profit?
Interested in property investment? it’s a good idea to be clear about what negative gearing is and whether it could work for you.
What kind of borrower are you?
Whether you’re taking out a loan for personal or business reasons, understanding how different types of borrowers manage their loans is essential to getting ahead financially.