Articles

The Rate that Stops the Nation

The RBA has delivered an increase of 0.25% to the official cash rate, leaving it at 4.35% for November.

November rate hike predicted: What does this mean for your mortgage?

The predicted cash rate hike to 4.35% next week would be a blow to mortgage holders and prospective home buyers.

Understanding Comparison Rates: The Real Cost of your Home Loan

Comparison rates were introduced by the Federal Government as a way to standardise and simplify how lenders presented home loan costs to consumers. Understanding this rate, will help you make better decisions.

Negative Gearing: Less tax more profit?

Interested in property investment? it’s a good idea to be clear about what negative gearing is and whether it could work for you.

What kind of borrower are you?

Whether you’re taking out a loan for personal or business reasons, understanding how different types of borrowers manage their loans is essential to getting ahead financially.

Holding Pattern Continues: Rates on Hold

Interest rates remain on hold for the fourth consecutive month, as the Reserve Bank of Australia (RBA) left the official cash rate at 4.10% at the October board meeting.

How to make your home (equity) work for you

Are you wondering how to leverage your home equity for a brighter financial future? Learn more about this financial strategy and discover the steps to access your equity.

Guarantor Loans: What You Need to Know

Learn about guarantor home loans, how they can reduce the deposit needed to buy a home, who can be a guarantor, and their advantages and risks. Discover why consulting a financial advisor or attorney is crucial before committing to this arrangement to protect all parties involved in property ownership.