First Home Buyer

How Lenders Assess Equity

Home equity is an important financial tool, but lenders assess it carefully based on LVR, property valuations, and your personal financial profile.

Are Modular Homes the solution to Australia’s Housing Crisis?

Modular construction, with its rapid build times (often 10–16 weeks, compared to 55 weeks for traditional builds), presents a viable solution to significant housing shortfall.

Understanding Property Valuations: What You Need to Know

Sometimes, a valuation is less than expected. In this case, you might need to increase your deposit, renegotiate the purchase price, or consider a guarantor.

Saving for a Deposit While Renting

Renting and saving for a deposit might seem like an uphill battle, but breaking this process into achievable steps is a great place to start.

Spring Property Market: How to Prepare For the Selling Season

Spring is the busiest season in Australian real estate. Properties change hands more quickly, there’s greater demand, and competition increases across the board.

RBA Shocks Mortgage Holders with Surprise Hold

The Reserve Bank of Australia (RBA) announced no change in the official cash rate.

July Rate Cut Not Guaranteed

Recent economic indicators, including easing inflation and subdued GDP growth, have led many to predict another 0.25% reduction.

What is an Interest-Only Loan in Australia?

Interest-Only loans can be a valuable tool if used strategically, but they aren’t a one-size-fits-all solution. But what exactly is an interest-only loan, and is it the right choice for your financial situation?