To calculate your loan serviceability, you can add up your income, subtract your expenses and debts, and then add your proposed monthly mortgage payment.
It’s 2025, so How Much Can I Borrow?
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With you on your property journey
First Home Buyer
No Christmas Gift as RBA Holds Rates
In its final decision of the year, the Reserve Bank of Australia (RBA) has opted to leave the cash rate unchanged at 4.35%
What to Expect from the RBA’s December Cash Rate Announcement
While indicators are shifting, the RBA has made it clear that consistent progress is necessary before any rate cuts are implemented, particularly until underlying inflation drops below 3%.
Strategies for Using Home Equity: A Guide for Australian Homeowners
Home equity is the difference between your property’s current market value and the remaining balance on your home loan.
Government Grants – Has Anything Changed in 2024?
As we approach 2025, let’s check in with some of the key government grants that are already available, and take a sneak peak at what might be coming up.
What if You Could Pay Your LMI Monthly?
Most often, LMI is paid as a lump sum at the start of the loan. Imagine a world where instead of paying a large sum upfront, you could spread your LMI payments over monthly instalments.
Trick or Treat? The Next RBA Rate Prediction
The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.
Spring Selling: Myth or Magic?
CoreLogic revealing that during the Spring period, listing volumes have increased on average by 18.2%, and sales average an 8.3% increase over the past 10 years. Let’s look at the common reasons.
3 Things to Consider Before Purchasing a Unit
Are first home buyers drawing the short straw by choosing units, or are they making a savvy move to enter the property market earlier?