First Home Buyer

Rate Rises: What Does it Mean?

The Reserve Bank of Australia (RBA) announced an increase to the official cash rate, which now sits at 0.35%.

Superannuation for Housing: How the Coalitions ‘super home buyer’ scheme stacks up

Housing affordability has been a political football for many years now, but debate has heated up around government policies as we near election day.

Buy now pay later – How does it affect your credit score?

As the BNPL platforms can affect your chances of a home loan approval if they impact your credit score, it’s important to understand how these schemes work.

Will a credit card affect my home loan application?

If you’re struggling with high levels of credit card debt, it’s important to address the issue before applying for a home loan.

Not sure about whether to opt for a fixed or variable rate?

If you can’t decide between the two, consider a split home loan.

Using an Offset account to start saving on your mortgage

The new year is upon us, and with it comes opportunities to take control of your home loan by proactively looking for ways to save. If available and used correctly, an offset account is an excellent tool to lower the amount of interest you pay on your mortgage and help you pay off your loan faster.