As the BNPL platforms can affect your chances of a home loan approval if they impact your credit score, it’s important to understand how these schemes work.
Buy now pay later – How does it affect your credit score?
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With you on your property journey
First Home Buyer
Will a credit card affect my home loan application?
If you’re struggling with high levels of credit card debt, it’s important to address the issue before applying for a home loan.
Not sure about whether to opt for a fixed or variable rate?
If you can’t decide between the two, consider a split home loan.
Using an Offset account to start saving on your mortgage
The new year is upon us, and with it comes opportunities to take control of your home loan by proactively looking for ways to save. If available and used correctly, an offset account is an excellent tool to lower the amount of interest you pay on your mortgage and help you pay off your loan faster.
How much should you ask for a home loan pre-approval?
What do you need to consider when looking to get a home loan pre-approval?
Interest and Cash Rate: the difference and why it matters to you
What is the cash rate? How is it different to an interest rate? Why does it change? How does it affect interest rates? What does it mean to me as a homebuyer? The answers can all have an impact on how much money you might be able to borrow.
Offset Accounts: What Are They and How Do They Work?
An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. It’s potentially a great tool to help your drive down your mortgage and pay it off faster
7 Money Hacks to Start Saving
7 practical money-saving strategies that are easy to put in place and will get you to take notice of where your money goes.
6 Mistakes to avoid at Property Settlement
Property settlement is a big day for homebuyers. After you have purchased your home, there are many things that need to be done before the property can be transferred into your name. There are also many mistakes that can happen along the way. Here’s what to avoid.