The new year is upon us, and with it comes opportunities to take control of your home loan by proactively looking for ways to save. If available and used correctly, an offset account is an excellent tool to lower the amount of interest you pay on your mortgage and help you pay off your loan faster.
What do you need to consider when looking to get a home loan pre-approval?
What is the cash rate? How is it different to an interest rate? Why does it change? How does it affect interest rates? What does it mean to me as a homebuyer? The answers can all have an impact on how much money you might be able to borrow.
An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. It’s potentially a great tool to help your drive down your mortgage and pay it off faster
7 practical money-saving strategies that are easy to put in place and will get you to take notice of where your money goes.
Property settlement is a big day for homebuyers. After you have purchased your home, there are many things that need to be done before the property can be transferred into your name. There are also many mistakes that can happen along the way. Here’s what to avoid.
Lenders are view some suburbs more favourably than others. Here’s why.
What is loan serviceability? Why is it important? How is it calculate? How can you increase your serviceability?
It’s a nightmare scenario: you’ve made an offer on your dream home. The buyer agrees. A few days later you get the call to say the seller has accepted a higher offer. Unfortunately it happens. Is it illegal?
