First Home Buyer

Understanding Property Valuations: What You Need to Know

Sometimes, a valuation is less than expected. In this case, you might need to increase your deposit, renegotiate the purchase price, or consider a guarantor.

Saving for a Deposit While Renting

Renting and saving for a deposit might seem like an uphill battle, but breaking this process into achievable steps is a great place to start.

Spring Property Market: How to Prepare For the Selling Season

Spring is the busiest season in Australian real estate. Properties change hands more quickly, there’s greater demand, and competition increases across the board.

RBA Shocks Mortgage Holders with Surprise Hold

The Reserve Bank of Australia (RBA) announced no change in the official cash rate.

July Rate Cut Not Guaranteed

Recent economic indicators, including easing inflation and subdued GDP growth, have led many to predict another 0.25% reduction.

What is an Interest-Only Loan in Australia?

Interest-Only loans can be a valuable tool if used strategically, but they aren’t a one-size-fits-all solution. But what exactly is an interest-only loan, and is it the right choice for your financial situation?

Mark Bouris: Rate Cut’s Are a Double-Edged Sword

Let’s be clear: rate cuts are a double-edged sword. Yes, they lower repayments and ease the squeeze. But they also flood the market with cheap money.

Refinancing Before June 30 What You Need to Know

Refinancing involves replacing your existing home loan with a new one, either from the same lender or a different one. For Australians, EOFY creates a natural checkpoint for evaluating whether their existing mortgage is still serving their financial goals.