Assess your financial situation, spending habits, and future plans to determine whether Offset or Redraw account best suits your mortgage management strategy.
Offset vs. Redraw Accounts: Which is Better?
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First Home Buyer
RBA Board Leaves Rates on Hold
The official cash rate is on hold at 4.35% for the seventh consecutive meeting.
Multiple Lenders Make the Move to Cut Interest Rates
“Don’t expect any supply-led solution to the housing affordability crisis.”
Fixed vs Variable Home Loans: Which is Right for You?
Choosing between a fixed and variable home loan depends on your financial situation, risk tolerance, and personal preferences.
Understanding the Impact of Credit Scores on Home Loans
A good credit score is not just a number; it’s a powerful tool that can significantly impact your financial future.
The Essential Loan Features Guide
Understanding loan features is crucial because they can influence not only your monthly payments but also your ability to pay off the loan early or manage financial challenges throughout the life of the mortgage.
“Resolute” RBA Keeps Rates on Hold
The official cash rate remains at 4.35%, where it has been since the RBA last increased rates in November 2023.
Avoiding Loyalty Tax: Are you paying to stay with your lender?
Many Australian homeowners fall into the “set and forget” trap with their home loans. However, this can lead to overpaying due to the “loyalty tax.”
Crack the Code: Mortgage Terms Made Easy
Loan documentation can be overwhelming, so learning some basic concepts is important to get you started.