Before jumping into the application process, it’s vital to familiarise yourself with some of the key features and options available within the Australian market.
Navigating Home Loans: A Guide for First-Time Buyers and Beyond
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First Home Buyer
First RBA Rate Cut Since 2020: What It Means for You
The RBA has cut the official cash rate to 4.10%.
What to Expect from the First RBA Board Meeting of 2025
Market confidence is strong, with a 93% chance of a 0.25% rate cut on February 18, 2025.
“It’s Time”: Experts Call for February Rate Cut
Will we see a rate cut when the RBA meets in February for the first time in 2025?
Should I Fix My Home Loan?
Fixed-rate home loans offer security and predictability, but they aren’t always the right choice for everyone or every economic climate.
Buying a home when you’re single: the challenges and how to tackle them.
Without a partner to split the bills or share the burden of a mortgage, single homebuyers will need to shoulder 100% of the costs involved in both securing and maintaining a property.
Home Loan Pre-Approval: What You Need to Know for 2025
Loan pre-approval, sometimes called conditional approval, is a formal indication from a lender that they’re likely to approve your home loan (up to a specific amount) based on certain conditions.
It’s 2025, so How Much Can I Borrow?
To calculate your loan serviceability, you can add up your income, subtract your expenses and debts, and then add your proposed monthly mortgage payment.
No Christmas Gift as RBA Holds Rates
In its final decision of the year, the Reserve Bank of Australia (RBA) has opted to leave the cash rate unchanged at 4.35%