First Home Buyer

Strategies for Using Home Equity: A Guide for Australian Homeowners

Home equity is the difference between your property’s current market value and the remaining balance on your home loan.

Government Grants – Has Anything Changed in 2024?

As we approach 2025, let’s check in with some of the key government grants that are already available, and take a sneak peak at what might be coming up.

What if You Could Pay Your LMI Monthly?

Most often, LMI is paid as a lump sum at the start of the loan. Imagine a world where instead of paying a large sum upfront, you could spread your LMI payments over monthly instalments.

Trick or Treat? The Next RBA Rate Prediction

The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.

Spring Selling: Myth or Magic?

CoreLogic revealing that during the Spring period, listing volumes have increased on average by 18.2%, and sales average an 8.3% increase over the past 10 years. Let’s look at the common reasons.

3 Things to Consider Before Purchasing a Unit

Are first home buyers drawing the short straw by choosing units, or are they making a savvy move to enter the property market earlier?

Offset vs. Redraw Accounts: Which is Better?

Assess your financial situation, spending habits, and future plans to determine whether Offset or Redraw account best suits your mortgage management strategy.