To calculate your loan serviceability, you can add up your income, subtract your expenses and debts, and then add your proposed monthly mortgage payment.
It’s 2025, so How Much Can I Borrow?
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Interest Rates
No Christmas Gift as RBA Holds Rates
In its final decision of the year, the Reserve Bank of Australia (RBA) has opted to leave the cash rate unchanged at 4.35%
What to Expect from the RBA’s December Cash Rate Announcement
While indicators are shifting, the RBA has made it clear that consistent progress is necessary before any rate cuts are implemented, particularly until underlying inflation drops below 3%.
Strategies for Using Home Equity: A Guide for Australian Homeowners
Home equity is the difference between your property’s current market value and the remaining balance on your home loan.
What if You Could Pay Your LMI Monthly?
Most often, LMI is paid as a lump sum at the start of the loan. Imagine a world where instead of paying a large sum upfront, you could spread your LMI payments over monthly instalments.
Rates on Hold for November
The RBA has chosen to maintain the cash rate at 4.35% in November.
Trick or Treat? The Next RBA Rate Prediction
The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.
Mark Bouris Debunks Interest Rate Myths
We could see interest rates come down and then go right back up. Borrowers must keep this in mind, especially as we enter a period of increased instability given what’s unfolding in the Middle East.
3 Things to Consider Before Purchasing a Unit
Are first home buyers drawing the short straw by choosing units, or are they making a savvy move to enter the property market earlier?