Interest Rates

Strategies for Using Home Equity: A Guide for Australian Homeowners

Home equity is the difference between your property’s current market value and the remaining balance on your home loan.

What if You Could Pay Your LMI Monthly?

Most often, LMI is paid as a lump sum at the start of the loan. Imagine a world where instead of paying a large sum upfront, you could spread your LMI payments over monthly instalments.

Rates on Hold for November

The RBA has chosen to maintain the cash rate at 4.35% in November.

Trick or Treat? The Next RBA Rate Prediction

The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.

Mark Bouris Debunks Interest Rate Myths

We could see interest rates come down and then go right back up. Borrowers must keep this in mind, especially as we enter a period of increased instability given what’s unfolding in the Middle East.

3 Things to Consider Before Purchasing a Unit

Are first home buyers drawing the short straw by choosing units, or are they making a savvy move to enter the property market earlier?

Offset vs. Redraw Accounts: Which is Better?

Assess your financial situation, spending habits, and future plans to determine whether Offset or Redraw account best suits your mortgage management strategy.