To calculate your loan serviceability, you can add up your income, subtract your expenses and debts, and then add your proposed monthly mortgage payment.
It’s 2025, so How Much Can I Borrow?
read more
With you on your property journey
Investor
No Christmas Gift as RBA Holds Rates
In its final decision of the year, the Reserve Bank of Australia (RBA) has opted to leave the cash rate unchanged at 4.35%
What to Expect from the RBA’s December Cash Rate Announcement
While indicators are shifting, the RBA has made it clear that consistent progress is necessary before any rate cuts are implemented, particularly until underlying inflation drops below 3%.
What if You Could Pay Your LMI Monthly?
Most often, LMI is paid as a lump sum at the start of the loan. Imagine a world where instead of paying a large sum upfront, you could spread your LMI payments over monthly instalments.
Trick or Treat? The Next RBA Rate Prediction
The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.
RBA Board Leaves Rates on Hold
The official cash rate is on hold at 4.35% for the seventh consecutive meeting.
“Resolute” RBA Keeps Rates on Hold
The official cash rate remains at 4.35%, where it has been since the RBA last increased rates in November 2023.
Crack the Code: Mortgage Terms Made Easy
Loan documentation can be overwhelming, so learning some basic concepts is important to get you started.
How do you find the “best” interest rate?
Many homebuyers ask their broker, “What is the lowest interest rate out there?”. While it’s a valid inquiry, it may not be the right question. Rather than focusing only on the interest rate, it’s also important to consider your financial circumstances.