Let’s be clear: rate cuts are a double-edged sword. Yes, they lower repayments and ease the squeeze. But they also flood the market with cheap money.
Mark Bouris: Rate Cut’s Are a Double-Edged Sword
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Refinancing Before June 30 What You Need to Know
Refinancing involves replacing your existing home loan with a new one, either from the same lender or a different one. For Australians, EOFY creates a natural checkpoint for evaluating whether their existing mortgage is still serving their financial goals.
RBA Cuts Interest Rates in May
The RBA has officially cut the cash rate by 0.25%, bringing it down to 3.85%, marking the second cut this year.
RBA May Rate Cut Predictions: What Will the RBA Do Next?
If rate cuts are implemented, the main priority for borrowers should be understanding how it affects your mortgage. This may also be the perfect time to explore refinancing or reviewing your current mortgage setup through an experienced mortgage broker, to try and secure a better deal.
What Are Principal and Interest Loans? A Beginner’s Guide
With a P&I loan, your regular repayments include both these elements. This means every time you pay, part of your repayment reduces the loan balance (the principal), while the other part covers the interest owed.
Owner-Occupier vs Investor Loans: What’s the difference?
The type of loan you choose can make a big difference in your financial outcomes and long-term goals.
Why The Postcode Matters When Applying for Home Loans
Postcode restrictions are guidelines that lenders apply when assessing the risk of approving a home loan for a property in a specific area.
Claim More, Save More: A Guide to Tax Deductions for Your Rental Property
To help you maximise your return and avoid costly mistakes come tax time, here’s our guide to tax deductions for investment properties in Australia.
Rates on Hold: What Does This Mean for You?
The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.