Refinancing a home loan can offer substantial benefits, but it’s essential to carefully consider the potential factors and outcomes before making the switch.
When Does Refinancing Make Sense?
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Refinance
RBA Cuts Rates in August
The RBA has announced another 0.25% cut to the official cash rate, bringing it down from to 3.60%.
Understanding Property Valuations: What You Need to Know
Sometimes, a valuation is less than expected. In this case, you might need to increase your deposit, renegotiate the purchase price, or consider a guarantor.
July Rate Cut Not Guaranteed
Recent economic indicators, including easing inflation and subdued GDP growth, have led many to predict another 0.25% reduction.
Refinancing Before June 30 What You Need to Know
Refinancing involves replacing your existing home loan with a new one, either from the same lender or a different one. For Australians, EOFY creates a natural checkpoint for evaluating whether their existing mortgage is still serving their financial goals.
RBA Cuts Interest Rates in May
The RBA has officially cut the cash rate by 0.25%, bringing it down to 3.85%, marking the second cut this year.
Rates on Hold: What Does This Mean for You?
The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.
What Will the RBA Do with the Cash Rate Next Week?
Will the RBA deliver another interest rate cut? For homeowners, property investors, and first-home buyers, this decision isn’t just about headlines, it directly impacts mortgage repayments, property affordability, and purchasing power.
Can I Ask My Lender to Lower My Rate? Yes, Here’s How
Rates have been cut by a large number of lenders, following the RBA’s February decision to lower the cash rate. Are you over paying on your home loan?