Refinance

Understanding Property Valuations: What You Need to Know

Sometimes, a valuation is less than expected. In this case, you might need to increase your deposit, renegotiate the purchase price, or consider a guarantor.

July Rate Cut Not Guaranteed

Recent economic indicators, including easing inflation and subdued GDP growth, have led many to predict another 0.25% reduction.

Refinancing Before June 30 What You Need to Know

Refinancing involves replacing your existing home loan with a new one, either from the same lender or a different one. For Australians, EOFY creates a natural checkpoint for evaluating whether their existing mortgage is still serving their financial goals.

RBA Cuts Interest Rates in May

The RBA has officially cut the cash rate by 0.25%, bringing it down to 3.85%, marking the second cut this year.

Rates on Hold: What Does This Mean for You?

The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.10%.

What Will the RBA Do with the Cash Rate Next Week?

Will the RBA deliver another interest rate cut? For homeowners, property investors, and first-home buyers, this decision isn’t just about headlines, it directly impacts mortgage repayments, property affordability, and purchasing power.

Can I Ask My Lender to Lower My Rate? Yes, Here’s How

Rates have been cut by a large number of lenders, following the RBA’s February decision to lower the cash rate. Are you over paying on your home loan?