If rate cuts are implemented, the main priority for borrowers should be understanding how it affects your mortgage. This may also be the perfect time to explore refinancing or reviewing your current mortgage setup through an experienced mortgage broker, to try and secure a better deal.
Postcode restrictions are guidelines that lenders apply when assessing the risk of approving a home loan for a property in a specific area.
Here’s a guide tailored for Australian self-employed borrowers to better understand how to qualify, what to expect, and how to prepare.
Fixed-rate home loans offer security and predictability, but they aren’t always the right choice for everyone or every economic climate.
Without a partner to split the bills or share the burden of a mortgage, single homebuyers will need to shoulder 100% of the costs involved in both securing and maintaining a property.
In its final decision of the year, the Reserve Bank of Australia (RBA) has opted to leave the cash rate unchanged at 4.35%
As we approach 2025, let’s check in with some of the key government grants that are already available, and take a sneak peak at what might be coming up.
The RBA remained determined to take steps against inflation but they did not discuss rate hikes directly.
CoreLogic revealing that during the Spring period, listing volumes have increased on average by 18.2%, and sales average an 8.3% increase over the past 10 years. Let’s look at the common reasons.
