The new year is upon us, and with it comes opportunities to take control of your home loan by proactively looking for ways to save. If available and used correctly, an offset account is an excellent tool to lower the amount of interest you pay on your mortgage and help you pay off your loan faster.
With you on your property journey

Refinance
7 Money Hacks to Start Saving
7 practical money-saving strategies that are easy to put in place and will get you to take notice of where your money goes.
Postcodes Matter When You Want to Get a Home Loan: Here’s Why
Lenders are view some suburbs more favourably than others. Here’s why.
Interest and Cash Rate: the difference and why it matters to you
What is the cash rate? How is it different to an interest rate? Why does it change? How does it affect interest rates? What does it mean to me as a homebuyer? The answers can all have an impact on how much money you might be able to borrow.
Buying Your Second Home? Here’s Everything You Need to Know
Whatever your motives for purchasing a second property, there are several things to consider before re-entering the market. Securing your second home might be considerably more difficult than securing your first. Here’s what you need to know about it.
Home Loan Serviceability: Everything a Home Buyer Needs to Know
What is loan serviceability? Why is it important? How is it calculate? How can you increase your serviceability?
Offset Accounts: What Are They and How Do They Work?
An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. It’s potentially a great tool to help your drive down your mortgage and pay it off faster
6 Mistakes to avoid at Property Settlement
Property settlement is a big day for homebuyers. After you have purchased your home, there are many things that need to be done before the property can be transferred into your name. There are also many mistakes that can happen along the way. Here’s what to avoid.
Pitfalls of Current all time low Fixed-Rate Offerings
Looking to benefit from the current historically low fixed interest rates? Here are a few things to keep in mind to protect your interests.