Media centre - Y Home Loans

“Resolute” RBA Keeps Rates on Hold

Articles, First Home Buyer, In The News, Interest Rates, Investor

The official cash rate remains at 4.35%, where it has been since the RBA last increased rates in November 2023.

RBA August Prediction: Interest Rate Drops Still Beyond the Horizon

With the June quarter data showing inflation continues to shift downwards, those of us watching closely might hope it’s enough to encourage the RBA to take rate hikes off the table but there’s still enough uncertainty to have commentators debating.

Avoiding Loyalty Tax: Are you paying to stay with your lender?

Articles, First Home Buyer, Refinance

Many Australian homeowners fall into the “set and forget” trap with their home loans. However, this can lead to overpaying due to the “loyalty tax.”

Crack the Code: Mortgage Terms Made Easy

First Home Buyer, Articles, Investor

Loan documentation can be overwhelming, so learning some basic concepts is important to get you started.

“Absurdity”: One Rule Hindering First Home Buyers from cashing in on $10,000 Grant

Articles, First Home Buyer

Mark Bouris is calling on state and federal governments to make changes to fix the housing crisis.

How do you find the “best” interest rate?

Articles, First Home Buyer, Interest Rates, Investor

Many homebuyers ask their broker, “What is the lowest interest rate out there?”. While it’s a valid inquiry, it may not be the right question. Rather than focusing only on the interest rate, it’s also important to consider your financial circumstances.